Archive for the 'alt-a' Category

When was the last time California had a sensible housing market? You might be surprised at the answer. Inland Empire deals versus overpriced Orange County. Analyzing the delusion of the starter home in Culver City.


The impending slow motion doom for housing – can the United States thrive with another decade long decline in home values?


Why a sizeable downpayment is so important for the long-term health of the mortgage market – Market data clearly shows that a low downpayment is directly related to higher mortgage delinquency rates. When loan-to-value exceeds 90 percent delinquency rates rise above 10 percent.


The living bubble cities of California – Pasadena property falls over 50 percent in 7 years. 27 foreclosures listed on MLS while 553 properties remain in the shadow inventory. $1.8 million multi-property sale to $330,000?


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