As we will soon painfully realize, Americans in all corners of the country will soon become extremely acquainted with the Alt-A and Option ARM terminology.  These loans initially were thought to be much safer than those pesky subprime mortgages.  You know, the loans that were made to low income families that supposedly set off financial … Continue reading Option ARM Borrower Psychology: The Dirty Truth behind the Worst Mortgage Product and Those that Abuse Them. My Name is Bob and I use Option ARMs.